COLDY provides a wide range of financial instruments for real estate buyers in its projects. Among them:

  • Mortgage
  • Subsidy
  • Hire purchase
  • Finance lease

We offer various mortgage programmes for housing and apartments, including subsidized programs with a rate starting from 0.11% per annum. As well as mortgage programmes for the purchase of commercial real estate for both individuals and legal entities with a rate of 12.5% per annum.


Among COLDY’s partners are more than 11 largest Russian banks, including SBER, VTB, DOM.RF, Alfa Bank, etc. COLDY receives project financing (as well as escrow accounts) for the implementation of projects from the largest banks: SBER, Otkritie, VTB, which guarantees stable financing of the construction process and maximum reliability of the safekeeping of the funds invested by shareholders in the purchase of real estate.


A unique programme for the purchase of commercial real estate on lease from COLDY’s partner, a large leasing company, gives buyers another alternative option for purchasing commercial real estate on favourable terms.